Internet: E-Commerce Website Credit Card Processing

At ProcessUSA, we can help your High Risk Internet business accept credit card or debit card payments online.

If you have an Internet-based business or run a retail e-commerce website, you will need online credit card processing. Most of your potential customers will not want to make the effort to send a check or money order for an online purchase. After setting up an online high risk merchant account and credit card payment gateway, you can give your customers the option to purchase goods and services instantly and securely with the click of the mouse.

What You Need to Begin Processing Credit Cards Online

In order to sell goods and services effectively and securely online, you will need the following things:

1. An Internet Merchant Account. A high risk merchant account is a type of bank account that allows businesses to accept payments by debit or credit cards An Internet high risk merchant account is specifically designed to handle online payment processing of credit cards.

2. A Payment Gateway. A payment gateway like Authorize.net, Linkpoint, or PayFlow Pro allows an online business to accept credit cards securely and easily through its website by providing the infrastructure and security systems necessary to transmit transaction information. Basically, an online payment gateway operates much like a stand alone credit card terminal, except it uses the Internet instead of a phone line.

3. Shopping Cart Software. Shopping cart software programs automatically connect your Web site to the payment gateway, allowing you to accept credit card payments immediately. There are numerous shopping cart solutions out there that come with a wide range of features, such as easy customization, one page check out, and a collection of powerful administrative tools.